Q1. Who can apply for funding?
While we love all small businesses, having a business checking account is a requirement. Our financing also tends to work best for clients with a steady cash flow.
Q3. My start-up needs funding! Can I apply?
Currently, Fintegra can only fund businesses with at least six full months of demonstrated sales. Be sure to stay tuned as we begin to offer more options!
Q5. Will applying affect my personal credit score?
No. Applying for Fintegra funds will not impact your personal credit score. We run a “soft pull” of your credit report, which provides us with the insights we need to underwrite your file without impacting your credit score.
Q2. What documents are required for approval?
A one page application along with copies of your business' recent checking account bank statements. Yes, it’s that simple
Q4. How much can I apply for?
Our approved funding amounts range from $10,000 to $250,000
Q6. How can Fintegra help improve my business’s credit score?
Paying on time can actually boost your business’s credit score because Fintegra reports your payment history to Experian every month. A higher credit score can increase your chances of getting more funds in the future!
Q1. Where can I see my balance?
Once your contract is signed, we’ll send you a link to our secure customer portal where you can view your account balance, payment schedule, and more at any time, from any place. And, you can always email us at support@getfintegra.com or call us at 800-316-9707
Q3. How do I send payments?
Payments will be charged daily or weekly directly from your business bank account via ACH. You won’t even have to think about it.
Q2. Can I apply for more funds?
Yes. Fintegra values a long-term relationship. We get excited watching our customers use funds to grow their business, and would love to continue and be your capital provider of choice.
Q4. Do you charge a pre-payment penalty?
Absolutely not. In fact, we offer sizable discounts to merchants who use our funds for a period significantly shorter than what was contracted
Q1. Can I speak to someone from your team?
At Fintegra, we believe that speed, innovation and sophistication don’t come on the expense of human interaction. Your business is unique, and so are your needs. Email us anytime at support@getfintegra.com or call us at 800-316-9707
Q3. I have another business, can I apply for additional funding?
Yes. Fintegra’s team will ask you to submit the same information for your other business. You will not have to submit personal information again. After all, we already know you.
Q2. Can I refer another business?
Yes. In fact, we would very much appreciate that. If you believe in the power of our working capital, our values and integrity or just impressed by our customer support, please share that with your network.